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Travel without any worries, plans starting ₹30 per day*
- No Health Checkup Required
- 24*7 Support Helpline
- Quick Claim Settlement
- PED Covered
Reasons You Should Buy Travel Insurance
There are no guarantees in life, and your travel plans are equally unpredictable. From medical emergencies to lost baggage or flight delays, many things can go wrong during a trip. This is where travel insurance protects you financially and gives you peace of mind. Taking proper travel insurance advice before your trip ensures you choose the right coverage for your destination and travel needs.
What is Travel Insurance?
A travel insurance policy provides financial compensation for emergencies that may occur during your journey. Whether you’re traveling internationally or opting for domestic travel insurance within India, the right policy safeguards you against unexpected expenses related to medical, legal, or travel disruptions.
Seeking professional travel insurance advisory services can help you understand policy inclusions, exclusions, and claim procedures clearly. Many travelers rely on expert travel insurance advice to select a good travel insurance plan that fits their budget and travel purpose.
Most travel insurance plans cover:
- Hospitalisation Expenses Abroad
- Loss of Passport
- Personal Liability
- Aircraft Hijacking
- Baggage Cover
- Cover for Sickness
- Medical Evacuation & Repatriation
- Lost or Stolen Baggage
- Personal Accident
- Trip Delay
Features of Travel Insurance Plans
Any trip requires advance bookings and non-refundable expenses. Choosing the best travel insurance ensures you avoid unnecessary financial losses.
- Cashless Treatment Facility: You can avail cashless hospitalisation at network hospitals abroad. A reliable travel insurance advisory team can guide you on how to use this feature effectively.
- Fulfils Mandatory Requirement: Many countries require valid travel insurance before issuing a visa. With proper travel insurance advice, you can ensure your policy meets embassy requirements.
- Easy Comparison of Travel Insurance Plans: You can compare multiple policies online to find the best travel insurance or good travel insurance plan suited to your travel duration and destination. Professional travel insurance advisory services can further simplify your decision-making process.
- No need for Insurance Agents: Buying travel insurance online involves minimal paperwork and instant policy issuance after payment.
- Minimal Paperwork: When you buy travel insurance online, you avoid a lot of forms, formalities and extra paperwork. All you need to do is fill out an online form and pay for the travel insurance plan you prefer.
- Instant Policy Purchase: The policy is issued almost instantly after comparison and payment. You can select the best travel insurance plan without leaving your home and buy it within a few minutes!
Basic Requirements to Buy Travel Insurance
All Indian citizens traveling abroad can purchase travel insurance. Those planning trips within India can also opt for domestic travel insurance for added protection.
Required documents include:
Passport number
Government-issued ID proof (PAN, Aadhaar, etc.)
KYC documents
Travel dates and destination details
Before purchasing, it is always recommended to seek expert travel insurance advice to ensure complete and adequate coverage.
Frequently Asked Questions (FAQs)
Why Do I Need Travel Insurance?
Travel insurance plans protect you from many financial burdens caused by various travel-related emergency issues.
What is a pre-existing condition for travel?
Pre-existing conditions are the ones that you have been diagnosed with or are getting treated for. This includes diabetes, high BP, thyroid etc. Most Indian travel insurance companies don’t cover pre-existing diseases. However, you can buy an add-on PED cover before travelling abroad.
Can I purchase travel insurance online for someone unrelated to me?
No. You can only purchase it for yourself and your parents, spouse, and children.
Can the insurer withdraw travel insurance at any point?
Yes. Travel insurance companies can withdraw insurance plans if approved by the IRDAI. The traveller will receive a notice about the withdrawal at least 3 months before the expiry of the policy. In case of withdrawal, the insured can continue with their ongoing policy until its expiry date.
Why should you buy travel insurance online?
Buying travel insurance online saves time and gets you the best travel insurance plan. You can take your time understanding and comparing the available travel insurance plans without paying extra commissions.
Will my policy offer trip cancellation insurance in case of hospitalisation?
Yes. However, most policies only approve a claim if you or an immediate family member were hospitalised.
I have both travel insurance and medicare, so which one will be applicable during my trip?
Your medicare is only applicable while you are if you’re travelling in India and face emergency treatment expenses. However, only your travel insurance policy will be valid if you are abroad.